Orange Money

An electronic wallet offering several mobile financial services, Orange Money is about financial inclusion for millions of people who have little access to banking services.

Twelve years ago, Orange launched a product emblematic of a trend which has transformed the African economy: mobile money.

With an electronic wallet offering several mobile financial services, Orange Money is about financial inclusion for millions of people who have little access to banking services but who almost all possess a mobile phone.

A service that gives the average person, the same instant access, security and traceability of transactions as businesses, governments and administrations.

The Orange Money service is available to all Orange customers provided they have a SIM card, a mobile phone and an identity card. Registration is free at all Orange Money points of sale.

Money deposits and transfers are made over the conventional GSM network.

To load their account or withdraw money, the customer goes to a point of sale with the desired amount in cash.

3 types of transactions can be made with the Orange Money service:

- money transfers: Orange Money makes it possible to send money via mobile phone to any Orange Money customer within the same country and internationally for certain countries.

- payment: users can make payments to merchants, pay some bills remotely (energy, tax, university fees, telephone etc.), make purchases on the web or directly from the merchant App or top up airtime whenever they want.

- financial services: in Madagascar customers access PAMF ’s instant credit and savings service from their Orange Money mobile and recently in Côte d'Ivoire customers can have access to "Tik Tak" the loan and saving offrer of Orange Bank Africa.